Joseph Turfa, CRPC®
CA Insurance Lic. # 0C44098
About Joseph
Joseph Turfa has over two decades of investment experience, specializing in the areas of retirement planning, wealth management, and risk assessment.
Joseph’s passion for helping clients reach their goals is reflected in his achievements. He has been a recipient of the Pacesetter Award from CUSO Financial Services, L.P. (CFS) every year since 2012.
Joseph enjoys helping his clients understand how to accumulate and perceive their wealth, as well as plan for a long, successful retirement. He has past experience teaching financial strategies in the San Francisco Bay Area. Additionally, he spent six years volunteer teaching in Peru.
Why Choose Joseph?
Effective withdrawal strategies:
Focuses on structured retirement income planning for long term stability.
Strategic retirement planning:
Creates clear, goal-focused paths for Members nearing or entering retirement.
Personalized financial guidance:
Tailors plans to meet the unique needs of pre retirees and retirees.
Comprehensive risk management:
Helps safeguard assets and protect ongoing income.
Proactive monitoring and adaptation:
Reviews plans regularly and adjusts to evolving life circumstances.
Effective withdrawal strategies:
Offers structured approaches to managing retirement income for long-term financial well-being.
Proactive monitoring and adaptation:
Regularly reviews and adjusts financial plans to reflect life changes and market shifts.
Holistic wealth planning:
Addresses aspects of financial well-being, including estate planning, asset allocation, and risk management.
Personal Interest
Joseph is passionate about the outdoors and spends much of his free time exploring wilderness areas on foot or by 4×4. He also enjoys skiing, reading, and writing. A well-traveled advisor with a love of adventure, Joseph often connects with clients over shared experiences from the places he’s explored.
Meet with Joseph
Joseph serves Members at the Devlin Branch office in Napa. Schedule an appointment to get started.
Devlin Branch
480 Devlin Road, Napa, CA 94558
View Devlin Branch Information
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Meet with Joseph
"My goal is to help clients build a plan and choose investment tools that support their long term financial wellbeing." - Joseph Turfa
Jospeh serves Members at Devlin branch in Napa.
Featured Articles
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Disclosures
The financial professionals at Redwood Wealth Management are registered representatives with LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA/SIPC), and offer securities and advisory services through LPL Financial (LPL). Insurance products are offered through LPL or its licensed affiliates. Redwood Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the name Redwood Wealth Management and are employees of Redwood Credit Union. Redwood Credit Union has engaged LPL to offer these products and services through LPL or its affiliates, which are separate entities from, and not affiliates of, Redwood Credit Union. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
Redwood Credit Union (“Financial Institution”) provides referrals to registered representatives of LPL Financial LLC (“LPL”), who are employees of the Financial Institution pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Appointment with Mike DeFazio
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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