Here to support your financial success
Redwood Credit Union can help.
Overview
We’re focused on you and your financial wellness. Wherever you are in your journey, we’re excited to be right there with you.
We offer a variety of accounts that fit your needs. Whether you’re looking for an account to help you save, earn cash back on purchases, or borrow money for a vehicle, we have options to help.
Gain access to the tools you need to make better financial decisions.
Get the support you need to grow your credit score with financial tips and budgeting tools designed to teach you important skills and habits.
Explore products and services
Shared Branches & ATMs
With shared branching, credit unions from all over the country share facilities to give members more than 6,800 convenient locations and 30,000 Co-op ATMs (including those at other credit unions, and at Costco and 7-Eleven** stores) to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby.
Conduct a range of transactions at shared branches, such as:
- Deposits
- Cash withdrawals up to $500.00
- Loan payments
- Make transfers between accounts
- Purchase official checks
When you enter a shared branch you only need to bring:
- Your home credit union’s name
- Your account number
- Loan payments
- Valid government-issued photo identification – e.g., state driver’s license, U.S. passport
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*Debit rewards available for personal accounts only. Business accounts are not eligible for debit rewards. Signature-based transactions only.
**7-Eleven ATMs do not offer deposit functionality.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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