Get a checking account that helps you grow your business
Open an active business checking account that earns dividends on balances of $500 or more.
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Good to know
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Must meet minimum daily and average daily balance to avoid monthly fee
Keep a $2,500 minimum daily balance or a $5,000 average daily balance to avoid a monthly fee of $12.
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Coin and currency processing
Enjoy free coin and currency processing up to $2,500 each month. Get the details.
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Deposit up to 50 items at a time
Make the most out of your 30 available deposits by depositing up to 50 items with each transaction.
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Fee-free item maximum
There is a maximum of 250 fee-free items you can pay from your account each month.
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Withdrawal and deposit fees
You will need to pay $5 for each cash deposit or withdrawal.
suggested for you
Business Online Deposit
Business Online Deposit makes it easy to deposit checks from the convenience of your office. With a few clicks, you can upload and process images of each check so you can continue taking care of other tasks at work!
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More Business Online Deposit highlights
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Secure and convenient deposits
Online deposits are fast, safe, and secure, so you can rest easy knowing your money is protected.
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View check images
Reconcile and review your deposited checks if necessary.
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Review deposit history anytime
You can track your account deposits and current balances without visiting a branch.
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No monthly fees
Access the convenience and security of online deposits without paying monthly fees.
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1
Open an account
It will only take a few minutes!
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2
Make a deposit
Put at least $5 in your account.
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3
Save for your goals
Watch your money grow.
Why Choose RCU?
At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
Named one of America’s Best Credit Unions by Newsweek
Recognized by Forbes as one of America’s Best Small Employers 2023
Today I called customer service, the ENTIRE CALL (phone tree included) took 3 mins. I timed it. Mitch did an incredible job of handling my needs effectively, and was VERY respectful of both me and my time. I have been banking with RCU for almost 15 years, and HIGHLY recommend them to anyone who will listen! Mahalo!
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Get a checking account with benefits that can help your company grow
Open an active business checking account with us and get great benefits for your hard work as a business owner. Earn dividends on balances of $500 or more to keep your money working harder and longer.
All Highlights
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Earn dividends on your balance
Businesses with a $500+ balance in their account will earn monthly dividends.
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Fee-free items every month
Receive up to 250 fee-free items paid out each month (ACH, debit, check, etc.).
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Free deposits each month
Enjoy up to 30 free deposits each month.
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Unlimited withdrawals
Withdraw the money you need for your business without the worry of withdrawal limits
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Coin and currency processing
Enjoy free coin and currency processing up to $2,500 each month. Get the details.
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Deposit up to 50 items at a time
Make the most out of your 30 available monthly deposits by depositing up to 50 items with each transaction.
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Waived account fees
We waive minimum balance fees if you have a minimum daily balance of $2,500 and an average daily balance of $5,000.
Rates
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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